Even though many responses supported the Proposed Rule without modification, other generally speaking supportive reviews recommended that elements should always be added to the final rule or is addressed in Supplementary Ideas. As an example, the market Lending Association (“MLA”) “strongly supports” the proposal, thinks it really is a significant go with to the Madden-fix legislation and acknowledges that Federal legislation will not supply the OCC the authority to determine interest caps for specific kinds of loans. Still, the MLA proposes that the OCC should offer guidance to your effect that APRs above 36% constitute a “red flag” scrutiny that is triggering.